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Health Insurance
Coverage & Policies

Get different auto policies and their coverage that meets your need.

Health Insurance
Discount & Premium

Avail exclusive discount and premium for your auto insurance.

Health Insurance
Easy Claim Process

Our claim process is easy and simple and does not prolong the process.

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What is a Bike Insurance?

Health Insurance
Coverage & Policies

Get different auto policies and their coverage that meets your need.

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Discount & Premium

Avail exclusive discount and premium for your auto insurance.

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Easy Claim Process

Our claim process is easy and simple and does not prolong the process.


    Below are the incidents or situation which are excluded under a bike insurance policy

  • Damage caused by normal wear and tear of the vehicle
  • Loss from mechanical/electrical breakdowns
  • Depreciation or any loss occurring from regular use
  • Any damage to tyres and tubes in the normal course of running
  • Any loss procured while when the bike was used beyond the scope of coverage
  • Damage/loss incurred when the bike was being driven by a person without a valid driving license
  • Any loss/damage caused due to the driver being driving under the influence of drugs or substance
  • Any damage/loss incurred due to war or mutiny or nuclear risk
  • Inform your insurance provider about the accident or mishap
  • Survey to estimate the damage will be conducted
  • Fill in the claim form and submit it along with all the other required documents
  • Insurer will approve the repair
  • The vehicle will be repaired at the network garage
  • Post repairs, the insurance provider will pay the repair charges directly to the garage.
  • The policyholder will be required to pay the deductibles or non-covered expenses (if any)
  • Register and claim with the insurance provider
  • Fill up the claim form and submit it with the insurance provider along with other documents required
  • A survey will be conducted to estimate the repair cost and the policyholder will be informed about the assessment
  • Give your insured vehicle for repair at a garage, not on the insurance provider panel
  • After the repair is done, the insurer conducts another inspection
  • Pay all the charges and clear the bill at the garage
  • Submit all the bills, payments receipts as well as the proof of release’ to the insurance provider
  • After the claim is approved, the claim amount will be paid to the policyholder by the insurance provider

    Here is a list of documents that you need to submit at the time of filing a claim with your insurance provider

  • Duly signed claim form
  • A valid copy of the Registration Certificate or RC of your bike
  • Valid copy of your driving license
  • Copy of your policy
  • Police FIR( in case of accidents, theft, and third party liabilities)
  • Repair bill of the vehicle and payment of receipt in original
  • Proof of release.

The bike insurance provides financial covers that assist the rider to save a lot of money in case of accident/theft and coverage against third-party liability. Today even a small damage can cost up to thousands of rupees. The bike insurance policy protects you against financial loss and assists in repair without affecting your pocket.

The bike insurance does not only cover the damages to the vehicle but also provides financial assistance for the injuries of the rider.

A certain part of the cost of the spare parts would be borne by the insurance provider as mentioned in the policy document provided by the insurance provider

Any damage or injury at this age can lead to a huge loss. If you have bike insurance you can take care of these unwanted, unforeseen expenses. The policy gives peace of mind to the policyholder can make ride worry and stress-free.

What is covered under the Bike Policy?

When buying the bike insurance, the policy buyer must ensure what is included and what is not in the purchased policy.

Any loss caused to the policyholder of the vehicle (bike) due to natural calamities such as lightning, earthquake, flood, hurricane, cyclone, typhoon, storm, tempest, hailstorm, landslides, and all other mishaps would be covered.

The bike insurance policy covers the policyholder against strikes, riots, terrorist activity, and any other unforeseen calamity.

A personal accident provides cover to the policyholder against this injury a pre-determined amount set in the policy. The cover can also be availed if the policy faces any temporary or permanent disability.

This benefit will provide compensation to the policyholder in case the bike gets stolen.

This bike policy provides coverage against any loss of funds due to the third party. It also provides coverage to the third-party vehicle/ property as well.

This policy covers damages caused due to fire or explosion.

Need help?

You can file a claim or check the status of an existing claim.
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